Sample design

Elena RuizHarbor & Pine Realty Call or text Elena

Free guide · Corona, Riverside, Redlands

Buy your first home without the guesswork.

A plain-language playbook from a local agent. Six chapters, ten minutes.

Elena Ruiz, Realtor · DRE #00000000 (sample) · Serving the Inland Empire

A two-story home at dusk with its porch light on
Licensed stock photo, sample only.
Chapter01

What you can afford.

Start with the monthly payment you are comfortable with, not the biggest loan a lender will approve. Taxes, insurance and HOA dues belong in that number.

A pre-approval turns that number into a letter sellers take seriously.

Chapter02

What the process looks like.

Pre-approval, touring, an offer, inspections, appraisal, then closing. Each step has a deadline in your contract, and your agent tracks every one.

The playbook walks through each step in the order it happens.

Chapter03

What it really costs to close.

Your down payment is only part of the cash you bring. Lender fees, escrow, title and prepaid items add up, and some can be negotiated with the seller.

Ask for a written estimate before you make an offer.

The question every first-time buyer asks next: what does my budget actually look like out here?

Chapter 04

What [$650k] can look like in six cities.

Example ranges Ask for today's numbers. Every figure here is placeholder text the agent replaces. Photos are licensed stock, not listings.

  • Single-story home with palm trees and a pool
    Example

    Corona

    Typical home
    [beds · baths · sq ft]
    Lot
    [typical lot size]
    Feel
    [newer tracts, near the 91 and 15]
  • White modern home with a pool and garden
    Example

    Riverside

    Typical home
    [beds · baths · sq ft]
    Lot
    [typical lot size]
    Feel
    [older neighborhoods, mature trees]
  • White farmhouse-style home with a wide lawn
    Example

    Redlands

    Typical home
    [beds · baths · sq ft]
    Lot
    [typical lot size]
    Feel
    [historic downtown, quieter streets]
  • Two-story stone and stucco home with a two-car garage
    Example

    Fontana

    Typical home
    [beds · baths · sq ft]
    Lot
    [typical lot size]
    Feel
    [newer north-side tracts, near the 210]
  • Modern two-story home with a pool at dusk
    Example

    Temecula

    Typical home
    [beds · baths · sq ft]
    Lot
    [typical lot size]
    Feel
    [wine country, master-planned communities]
  • Modern home with a pool and outdoor lounge
    Example

    Moreno Valley

    Typical home
    [beds · baths · sq ft]
    Lot
    [typical lot size]
    Feel
    [more house for the money, near the 60 and 215]

The playbook

Where are you right now?

Answer four quick questions and Elena sends the playbook, plus notes for where you are in the process.

  • 01What you can afford
  • 02What the process looks like
  • 03What it really costs to close
  • 04What your budget buys, city by city
  • 05Making an offer that gets accepted
  • 06Your first-year checklist
Step 1 of 4About a minute
Where are you right now?

Elena Ruiz

Realtor · Harbor & Pine Realty · DRE #00000000 (sample)

Corona · Riverside · Redlands

I'll reach out within one business day.